Who We Serve

Looking at your life, have you enjoyed your years to the fullest and realized your dreams? What successes and accomplishments have brought you the most satisfaction?

Looking at your life, have you enjoyed your years to the fullest and realized your dreams? What successes and accomplishments have brought you the most satisfaction?

In the Tulsa Wealth Advisors office, we ask you to consider these vision questions. Your answers will provide insight into your life’s mission and financial goals. Getting to know you is essential, because financial planning shouldn’t only be about dollars and cents. Rather, we want to create and implement a customized action plan to help you achieve your lifetime vision.

Retiree

The Financial Freedom Process™ is designed to enhance your financial foundation to help you enjoy greater confidence during retirement. For you, the retiree, we have tools built into the Financial Freedom Process™ to help you address various concerns:

The Retirement Spending Analysis™ will illustrate whether your current resources can sustain your retirement spending goal.

The Pension Option Evaluator™ is an exercise that helps clients evaluate advantages and disadvantages of pension lifetime payments versus lump sum distributions.

The Penalty-Free Income Calculator™ will illustrate the amount of substantially equal payments from your retirement account to eliminate tax penalties on withdrawals prior to age 59 ½.*

*Please be aware that the early distribution penalty tax exception, substantially equal periodic payments available via Section 72(t) of the Internal Revenue Codes, is subject to very specific guidelines, and thus, various factors should be carefully considered.  Investors should understand the account value (net equity and/or principal balance) could potentially be exhausted if the distributions exceed the earnings and growth of the investment(s) in the account. Also, the ability to sustain substantially equal payments can be compromised if the account is exposed to higher volatility through higher risk or growth-oriented products. Always consult the advice of an independent tax professional prior to initiating 72(t) substantially equal periodic payments.

Corporate Executive

The constant noise of the financial markets and the information overload makes it extremely difficult to have a clear, well-defined action plan for your future. As a successful Corporate Executive, the Financial Freedom Process™ has several tools available to help.

The Stock Concentration Solution™ is a strategy for clients with concentrated stock positions that will illustrate various methods to help reduce tax liability.

Tax Advantaged Investment Strategies will provide options for tax advantaged portfolios for potential growth on a tax favored basis.

The Estate Preservation Strategies exercise presents strategies designed to help reduce estate taxes to maximize the value of assets
transferred to children, grandchildren and/or charities.

Raymond James does not offer tax advice or services. Please consult with a qualified tax professional to discuss tax matters.

Business Owner

Most successful entrepreneurs have achieved significant goals, but often lack confidence in the future. As many people achieve financial success, it can become difficult to properly direct the delicate aspects of preserving wealth and managing assets. The Financial Freedom Process™ has tools to help with your specific dangers and opportunities.

The Business Succession Plan™ will help you develop a comprehensive business continuation plan and/or transition plan to new owners/management to take place in the event of death or retirement.

The Wealth Preservation Process™ is an estate planning process which examines your current assets and builds a strategy designed to preserve assets for your benefit in case of bankruptcy, liens and lawsuits.

The Business Valuation Process™ is a program where participants are given assistance in valuing their closely held business through education, analysis and networking resources.

Widow(er)

As a widow or widower, you may have many questions and concerns that you are unfamiliar with. You may feel overwhelmed with your financial future and not know whom to trust. The Financial Freedom Process™ can help you develop a clear plan of action for the present, give you a sense of confidence for your future, and allow you to enjoy your life to the fullest.

The Survivor Spending Analysis™ will illustrate whether your current resources should be adequate to sustain your life and financial spending goals.

The Personal Finance Organizer will help you assess your income and expenses to develop a monthly and annual budget.

The Life Transition Organizer™ checklist provides an outline to follow in reorganizing personal and financial affairs after the loss of a spouse or family member.

The Long Term Care Needs Analysis™ is used to determine whether long term care insurance is needed to cover the potential costs of in-home, assisted living or nursing home care.

The Estate Preservation Strategies exercise presents strategies designed to help reduce estate taxes to maximize the value of assets transferred to children, grandchildren and/or charities.